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65% of Kids Will Work in Jobs That Don’t Exist Yet – But Money Will Always Matter

  • Writer: Smartmonies
    Smartmonies
  • Sep 12, 2025
  • 2 min read

According to the World Economic Forum, an incredible 65% of today’s primary school children will end up in jobs that don’t even exist yet. Think about it – careers like AI ethics managers, drone traffic controllers, or space tourism designers may sound futuristic now, but they could be everyday roles by the time our kids are adults.


future ork children financial literacy

Why Financial Skills Are Future-Proof


Technology, industries, and job titles will evolve, but the core money principles remain the same. A child who understands needs vs wants, saving for goals, how interest works, and the basics of pensions will always be better prepared – whether they’re freelancing in the gig economy or leading a team on Mars.


💡 Scientific fact 1: The University of Cambridge found that children form basic money habits by the age of 7. This means financial education can’t wait until high school – it needs to start in primary years.

💡 Scientific fact 2: A UK Money & Pensions Service survey revealed that 4 in 10 adults lack confidence in managing their money – a gap that could have been prevented with early learning.

💡 Scientific fact 3: Studies in behavioural economics show that people who start saving even small amounts before age 18 are over twice as likely to build long-term financial stability in adulthood.


The Risk of Ignoring Financial Literacy


Without early guidance, children may grow up comfortable with technology but not with money. Digital payments, in-game currencies, and invisible online subscriptions make it harder than ever for kids to grasp the real value of money. If we don’t teach them, they risk becoming adults who earn in future industries but struggle with everyday financial decisions.


  • UK Savings by Generation

    • Average savings of Gen Z in the UK are about £3,106 in 2025, a small increase since 2023. Insights

    • In contrast, Baby Boomers average around £39,880, and the Silent Generation about £54,110. Insights+1

    • Also, Gen Z had about 20% with no savings in 2025, slightly down from 22% in 2023. Insights

  • Overall UK Savings Situation

    • The average person in the UK has about £16,067 saved in 2025. finder.com

    • But many have very little: about 39% have £1,000 or less in savings; a quarter (23%) have £200 or less. finder.com

    • One in six UK adults (≈16%) have no savings at all. finder.com



The Smartmonies Approach


At Smartmonies, we believe in preparing children not just for school, but for life. That means:

  • Games & Stories that make saving and budgeting fun.

  • Real-Life Scenarios like supermarket shopping or digital subscriptions, so kids connect money lessons to their world.

  • Future Awareness by explaining how money underpins everything, from careers to pensions.

Our mission is simple: no matter what the future holds, your child will have the financial skills to thrive.


Final Thought

The future of work may be uncertain, but one thing is clear – money will always matter. By teaching kids financial literacy today, we’re giving them tools that will never go out of date.


Ready to Level Up Their Financial Skills?


📘 Book a Smartmonies lesson today and help your child begin building essential financial skills for life.

🎁 Use code SMARTSAVER and get £10 off your first session!






 
 
 

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